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Temple, Texas · Medical and employment center · Bell County

Buying a home in Temple: what it costs and what sells.

Temple is the medical and employment hub of the region, on I-35 with its own school district and the longest commute to Fort Hood of the six cities. It is the least military market in the area and the slowest, which creates opportunities for a patient buyer. All figures below come from closed sales in the CTXMLS for the 12 months ending October 6, 2026, updated monthly.

Text Us: What’s Selling in Temple Call (256) 226-2757

The Short Answer

Is Temple a good place to buy a home in Central Texas?

Temple is the pick for buyers whose work or retirement points at the hospitals and I-35 rather than at Fort Hood, and right now it rewards patience. The median home sold for $270,000 over the last 12 months at $152 per square foot, in a median 72 days, the slowest of the six cities. Only 33% of buyers used a VA loan, the lowest share in the area. 55% of sellers cut price before selling, the highest rate, and new construction here sits 97 days median against 43 in Killeen. Prices are down 3.5% over three years. For a buyer, that adds up to leverage on almost anything that has been listed more than two months.

$270,000Median sold price

$152Per square foot

72Median days on market (slowest)

33%Buyers using VA loans (lowest)

6.3Months of supply

-3.5%Median price, 3-year change

55%Listings that cut price (highest)

Temple ISDSchool district

Closed sales October 7, 2025 through October 6, 2026. Source: CTXMLS, compiled by Good Life Team. Next update early November 2026.

Neighborhoods

Where homes in Temple sell fastest and closest to asking.

Subdivision figures combine all phases under one name and need at least 10 closed sales in the last 12 months to be listed.

Wyndham Hill

Fastest in Temple: 28 days median across 23 resale sales, median $270,000, closing at 98.2% of original list. An established neighborhood at the city median that behaves nothing like the slow citywide number.

Alta Vista

Best resale list-to-sale ratio: 98.4% across 30 sales, 42 days median. Priced-right homes here close near asking without a long wait.

Pecan Creek

The new build community that moves: 50 sales, 37 days median, median $229,417. The lowest-priced new construction in the six-city area.

Northgate

98.9% of original list across 15 sales, mostly new construction. North Temple, 2018-era builds and newer.

Parks at Westfield

221 days median. The clearest example of a Temple community where a buyer has time and leverage.

Neighborhood Pages

Temple neighborhoods with their own sales data.

Each page rolls every phase and section into one and shows closed sales, median price, days on market, and VA share, updated monthly.

Wyndham Hill Pecan Creek

What to Watch

The slow lane, and why that is good news for a buyer.

Temple’s 72-day median is driven by two things. New construction sits 97 days here against 43 in Killeen, because Temple buyers are less often on a PCS clock and builders have more standing inventory. And near-new resale, homes built 2020 to 2024 and resold by an owner, is the slowest segment in the whole area at 103 days, with 60 to 70% of those in Temple needing a price cut.

The flip side is Wyndham Hill at 28 days and Alta Vista at 42, both older resale neighborhoods priced at or below the city median. The pattern across the Fort Hood area holds in Temple too: the fastest neighborhoods are established subdivisions priced to the street, not new communities. For a buyer, the move is to look hard at builder inventory and near-new resales past 90 days, where a seller has usually already cut once and will negotiate again.

Who tends to pick Temple

Households where one or both spouses work at the hospitals or along I-35.
Retirees relocating to Central Texas who want medical access and don’t need to be near post.
Buyers who want the lowest-priced new construction in the area, at Pecan Creek and similar communities.
Military families with a long commute tolerance who want a non-military town.

Temple Questions

What buyers ask us about Temple.

How much is a house in Temple, Texas?

The median closed price over the last 12 months was $270,000, at $152 per square foot. Pecan Creek new builds medianed $229,417; Wyndham Hill resales $270,000.

How long do homes take to sell in Temple?

72 days median, the slowest of the six cities, with 55% of sellers cutting price before closing. Wyndham Hill and Alta Vista are the exceptions at 28 and 42 days.

Is Temple a buyer’s market?

At 6.3 months of supply, the highest price-cut rate in the area, and new builds sitting 97 days, Temple is the most buyer-favorable of the six cities right now, especially above $300,000 and on near-new resales.

How far is Temple from Fort Hood?

Temple is east of Belton on I-35, the longest commute to the main gates of the six cities. Most Temple buyers we work with are not commuting to post daily. Text us your unit and we’ll give you a realistic drive time.

Should I buy in Temple or Belton?

Temple is about $50,000 cheaper at the median, has lower-priced new construction, and the hospitals. Belton has the lake, a downtown, and a somewhat shorter drive to post. Both currently favor buyers. See the Belton page.

Looking in Temple?

Text us the neighborhood.
We’ll send what actually sold there.

One text with a subdivision, a school, or a price range. We’ll pull the closed sales and current listings that match and send them the same day.

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